There’s a very specific kind of financial delusion that comes with modern software. “It’s just $2.99 a month.” You say it casually, repeatedly, and about five different apps. Cloud storage, password manager, notes, and something for documents you swear you’ll organize someday. Maybe a photo backup service running in the background. None of it feels expensive. Until you zoom out and realize you’re essentially paying a monthly subscription … to access your own digital life.
